PRIVACY POLICY OF
EasyFastPayDayLoans.com and all related Websites.

Last updated 1/27/09.

BY VISITING THIS WEBSITE AND REQUESTING INFORMATION, PRODUCTS OR SERVICES THERON, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS OF THIS PRIVACY POLICY. IF YOU DO NOT AGREE WITH THE TERMS OF THIS PRIVACY POLICY, PLEASE DO NOT PROVIDE ANY INFORMATION OR USE ANY OF THE SERVICES OR PRODUCTS OFFERED OR PROVIDED ON ANY OF THE WEBSITES REFERRED TO IN THIS PRIVACY POLICY.

THIS POLICY ONLY APPLIES TO THE FIRST PAGE OF THIS WEBSITE. UPON ENTERING THE REQUESTED INFORMATION, OUR TECHNOLOGY MAY AUTOMATICALLY RE-DIRECT YOU TO ONE OF OUR BUSINESS ASSOCIATES WEBSITES FOR COMPLETION AND IMMEDIATE ACTION ON YOUR REQUEST. EasyFastPayDayLoans.com IS NOT RESPONSIBLE FOR THIS WEBSITE AND YOU SHOULD CAREFULLY REVIEW THE PRIVACY POLICY ON THIS SITE BEFORE ENTERING ANY PERSONAL INFORMATION.

PLEASE NOTE: THIS PRIVACY POLICY CHANGES FROM TIME TO TIME AND CHANGES ARE EFFECTIVE UPON POSTING. PLEASE CHECK BACK FREQUENTLY FOR UPDATES AS IT IS YOUR SOLE RESPONSIBILITY TO BE AWARE OF CHANGES. WE DO NOT PROVIDE NOTICES OF CHANGES IN ANY MANNER OTHER THAN BY POSTING THE CHANGES AT THIS WEB SITE.

This policy describes the information collection, use, and dissemination practices of EasyFastPayDayLoans.com (EasyFastPayDayLoans.com”) and applies to EasyFastPayDayLoans.com’s collection, use, storage and disclosure of information by EasyFastPayDayLoans.com on its (a) websites, including all its divisions, subsidiaries and related companies (collectively, the "Websites"), (b) on various Third Party websites, and (c) to EasyFastPayDayLoans.com’s other information collection, including the purchase of customer lists from Third Parties. EasyFastPayDayLoans.com is not responsible for the information collection or privacy practices of Third Party websites or applications.

1. Collection of Information.

1.1 Survey Information. EasyFastPayDayLoans.com collects information from individuals by various methods, including, but not limited to, when an individual voluntarily completes a survey, order form, or a registration page either online or offline, or by means of online or offline surveys, order forms, or registration pages operated by Third Parties (collectively, a "Survey"). (As used herein, "online" means using the Internet, including the Websites, and related technologies, and "offline" means by methods other than online, including in person, in the postal mail, using telephones and cell phones, and other similar means.) In the Surveys, EasyFastPayDayLoans.com or a Third Party (a "Third Party") may ask an individual to provide various information to EasyFastPayDayLoans.com which may include his or her name, email address, street address, zip code, telephone numbers (including cell phone numbers and carriers), birth date, gender, salary range, education and marital status, occupation, social security number, employment information, personal and online interests, and such other information as may be requested from time to time (together, "Survey Information"). EasyFastPayDayLoans.com may also collect information concerning an individual from another source and uses that information in combination with information provided from this web site. Completing the Surveys is completely voluntary, and individuals are under no obligation to provide Survey Information to EasyFastPayDayLoans.com or Third Party, but an individual may receive incentives from EasyFastPayDayLoans.com or a Third Party in exchange for providing Survey Information to EasyFastPayDayLoans.com.

1.2 Site Membership or Registration. To the extent registration is required to receive email and possibly postal communications from EasyFastPayDayLoans.com this Privacy Policy also applies to consumers that have agreed to receive e-mail marketing from EasyFastPayDayLoans.com whether at our Website, via email, on Third Party websites or otherwise. We collect information in certain portions of our Website, which may include your name, email address, street address, zip code, telephone numbers (including cell phone numbers and carriers), birth date, gender, salary range, education and marital status, occupation, social security number, employment information, personal and online interests, and such other information as may be requested from time to time or where guests provide content submissions and suggestions or participate in interactive online activities (i.e., by way of responding to questions and surveys, community listings, ratings, searches and comparison searches, bidding, purchasing, chat, games, or bulletin boards, etc.). The personal profile information you submit to EasyFastPayDayLoans.com remains your property, but by submitting that information to EasyFastPayDayLoans.com you grant EasyFastPayDayLoans.com the right to use that information for marketing purposes. EasyFastPayDayLoans.com may also use such information for content improvement and feedback purposes. We may sell or lease the personal information that you supply to us and we may join together with other businesses to bring retail opportunities to our members. These businesses may include providers of direct marketing services and applications, including lookup and reference, data enhancement, suppression and validation. In addition, EasyFastPayDayLoans.com reserves the right to release current or past member information in the event EasyFastPayDayLoans.com believes that the membership is being or has been used in violation of its AUP the Rules or to commit unlawful acts, if the information is subpoenaed, if EasyFastPayDayLoans.com is sold or acquired, or when EasyFastPayDayLoans.com deems it necessary or appropriate. By agreeing to these terms, you hereby consent to disclosure of any record or communication to any Third Party when EasyFastPayDayLoans.com in its sole discretion, determines the disclosure to be appropriate.

"Subscription" occurs when an end-user registers for EasyFastPayDayLoans.com 's services, either via registration at our website, via co-registration at a marketing partner's website, or via a permission pass / opt-out / no-opt mailing EasyFastPayDayLoans.com collects personally identifiable information about our subscribers, based on: information gathered at the time of registration, subscriber interaction and response to subsequent electronic mailings and website use, information provided by marketing partners, and information appended from data aggregators. Information collected may include, but is not necessarily limited to: name, email address, postal address, gender, birth date, telephone number, activity, interests, user behavior and other demographic information. This information enables us to better tailor our content to subscribers' needs and to help our clients to promote and sell their products and services.

1.3 Other Information. EasyFastPayDayLoans.com may also obtain your information from individuals when you provide it to another party and EasyFastPayDayLoans.com enters into a business relationship with such third party to purchases, licenses, or otherwise acquire the information. Such information may include, but is not limited to, an individual's name, email address, street address, zip code, telephone numbers (including cell phone numbers and carriers), birth date, gender, salary range, education and marital status, occupation, industry of employment, personal and online interests, and such other information as the individual may have provided. When such business relationships occur, EasyFastPayDayLoans.com seeks assurances from the other party that they have obtained your permission to transfer the information to EasyFastPayDayLoans.com and provide offers to you.

1.4 Requests for Assistance or Service. Other occasions when EasyFastPayDayLoans.com obtains information from individuals include (1) when an individual is making a claim for a prize or seeking to redeem an incentive offered by EasyFastPayDayLoans.com or by a Third Party, (2) when an individual requests assistance through EasyFastPayDayLoans.com‘s customer service department, and (3) when an individual voluntarily subscribes to a EasyFastPayDayLoans.com’s service or newsletter (together, "Other Information").

1.5 Cookies, Web Beacons, and Other Info Collected Using Technology. EasyFastPayDayLoans.com currently uses cookie and web beacon technology to associate certain Internet-related information about an individual with information about the individual in our database. Additionally, EasyFastPayDayLoans.com may use other new and evolving sources of information in the future (together, "Technology Information").

(a) Cookies. A cookie is a small amount of data stored on the hard drive of the individual's computer that allows EasyFastPayDayLoans.com to identify the individual with his or her corresponding data that resides in EasyFastPayDayLoans.com’s database. You may read more about cookies at http://cookiecentral.com. Individuals who use the Websites need to accept cookies in order to use all of the features and functionality of the Websites.

(b) Web Beacons. A web beacon is programming code that can be used to display an image on a web page (by using an <img src="x"/> programming function -- see http://truste.org for more information), but can also be used to transfer an individual's unique user identification (often in the form of a cookie) to a database and associate the individual with previously acquired information about an individual in a database. This allows EasyFastPayDayLoans.com to track certain websites an individual visits online. Web beacons are used to determine products or services an individual may be interested in, and to track online behavioral habits for marketing purposes. For example, EasyFastPayDayLoans.com might place, with the consent of a Third Party website, a web beacon on the Third Party's website where cosmetics are sold. When Jane, an individual listed in EasyFastPayDayLoans.com‘s database, visits the cosmetic website, EasyFastPayDayLoans.com receives notice by means of the web beacon that Jane visited the cosmetics site, and EasyFastPayDayLoans.com would then update Jane’s profile with the information that Jane is interested in cosmetics. EasyFastPayDayLoans.com may thereafter present offers of cosmetic related products and services to Jane. In addition to using web beacons on web pages, EasyFastPayDayLoans.com also uses web beacons in email messages sent to individuals listed in EasyFastPayDayLoans.com’s database.

(c) New Technology. The use of technology on the Internet, including cookies and web beacons, is rapidly evolving, as is EasyFastPayDayLoans.com’s use of new and evolving technology. As a result, EasyFastPayDayLoans.comstrongly encourages individuals to revisit this policy for any updates regarding its use of technology.

(d) Usage Tracking and Log Files. EasyFastPayDayLoans.com tracks information related to the electronic mailings and web pages viewed by users and subscribers, as well as the hyperlinks clicked by subscribers, while viewing our emails or visiting our websites. Log files are used to track and monitor subscriber usage.

(e) Optional Registration. EasyFastPayDayLoans.com may offer free voluntary registration to potential subscribers. During such registration, the subscriber is required to supply an email address and other personal information. This information is required if the subscriber wants to participate in EasyFastPayDayLoans.com services.

(f) Feedback and Inquiries. You have the ability to contact EasyFastPayDayLoans.com to provide us with their feedback. EasyFastPayDayLoans.com uses this information to respond to you and analyze customer service issues.

(g) IP Address. We collect your IP (Internet Protocol) address to help diagnose problems with our server, and to administer this Site. An IP address is a number that is assigned to your computer when you use the Internet. Your IP address is also used to help identify you during a particular session and to gather broad demographic data.

(h) Clear GIFs. We use a common technology known as a “Clear GIF” or “1-by-1 Pixel” on the Site and in e-mail communications with users. A Clear GIF or “graphic interface format” is a small graphic (in fact, truly a 1x1 pixel) that we (or our partners) place on a page of the Site. We may also occasionally place GIFs in e-mail messages that we send to users. GIFs, which do not contain any PII, provide us with important information about how users use the Site and respond to e-mail messages. With this information, we are better able to track the performance of certain promotions and understand the effectiveness of particular creative e-mail presentations. We may also allow our advertisers and promotional partners the ability to use GIFs on the Site solely to track users who link from their respective sites to this Site, but this ability to track such activity does not allow these entities access to user PII.

1.6 Outside Information. EasyFastPayDayLoans.com may receive information about individuals from Third Parties or from other sources of information outside of EasyFastPayDayLoans.com including information located in public databases ("Outside Information").

1.7 Individual Information. As used herein, Individual Information means Survey Information, Third Party List Information, Other Information, Technology Information, and Outside Information, and any other information EasyFastPayDayLoans.com gathers or receives about individuals.

1.8 No Information Collected from Children. EasyFastPayDayLoans.com will never knowingly collect any personal information about children under the age of 13. If EasyFastPayDayLoans.com obtains actual knowledge that it has collected personal information about a child under the age of 13, that information will be immediately deleted from our database. Because it does not collect such information, EasyFastPayDayLoans.com has no such information to use or to disclose to Third Parties. EasyFastPayDayLoans.com is designed this policy in order to comply with the Children's Online Privacy Protection Act ("COPPA").

1.9 Links to External Websites. EasyFastPayDayLoans.com’s emails and websites contain links to external websites. You will be taken to external websites if you click on these links. Your information may be passed from EasyFastPayDayLoans.com’s database to the external website, and/or external database, for your convenience (e.g. your information may be used to pre-fill a form at a destination website). EasyFastPayDayLoans.com is not responsible for the privacy practices or content of any external website owner. We encourage you to review the privacy policy of any website they visit.

2. Use of Individual Information.

2.1 General Use. The following paragraphs in Section 2 describe how EasyFastPayDayLoans.com currently uses Individual Information, but EasyFastPayDayLoans.com may change or broaden its use at any time. As noted below, EasyFastPayDayLoans.com may update this policy from time to time. EasyFastPayDayLoans.com may use Individual Information to provide promotional offers to individuals by means of email advertising, telephone marketing, direct mail marketing, online banner advertising, and package stuffers, among other possible uses.

2.2 Email and Unsubscribe Policy. EasyFastPayDayLoans.com uses Individual Information to provide promotional offers by email to individuals. EasyFastPayDayLoans.com may maintain separate email lists for different purposes. If email recipients wish to end their email subscription from a particular list, they need to follow the instructions at the end of each email message to unsubscribe from the particular list. To unsubscribe from all EasyFastPayDayLoans.com’s email lists, a person must send an email to unsubscribe@EasyFastPayDayLoans.com.

EasyFastPayDayLoans.com unsubscribe process impacts only the future delivery of electronic mailings disseminated by EasyFastPayDayLoans.com on its own behalf. You may still receive electronic mailings sent on behalf of Third Parties and your personal information may still be shared with Third Parties for use in offline marketing and data appends, including email appends.

You should also note that unsubscribing from EasyFastPayDayLoans.com‘s electronic mailings will not automatically unsubscribe the subscriber’s information from any Third Party business associates and licensees of the data. Since Third Party associates and licensee partners maintain separate databases from EasyFastPayDayLoans.com and you will need to unsubscribe from each source individually, if desired. This allows you the freedom to pick and choose which subscriptions to maintain and which to discontinue.

2.3 Content of Email Messages. In certain commercial email messages sent by EasyFastPayDayLoans.com an Advertiser's name will appear in the "From:" line, by hitting the "Reply" button will cause a reply email to be sent to EasyFastPayDayLoans.com. The "Subject:" line of EasyFastPayDayLoans.com email messages will usually contain a line provided from the Advertiser to EasyFastPayDayLoans.com.

2.4 Solicited Email. EasyFastPayDayLoans.com only sends email to individuals who have agreed on the Websites to receive email from EasyFastPayDayLoans.com or to individuals who have agreed on a Third Party website to receive email from Third Parties. As such, EasyFastPayDayLoans.com does not send unsolicited email messages. As a result, statutes requiring certain formatting for unsolicited email are not applicable to EasyFastPayDayLoans.com 's email messages.

2.5 Targeted Advertising. EasyFastPayDayLoans.com uses Individual Information to target advertising to an individual. When an individual is using the Internet, EasyFastPayDayLoans.com uses Technology Information to associate an individual with that person's Individual Information, and EasyFastPayDayLoans.com attempts to show advertising for products and services in which the person has expressed an interest in the Surveys, indicated an interest by means of Technology Information, and otherwise. EasyFastPayDayLoans.com may, at its discretion, target advertising by using email, direct mail, telephones, cell phones, and other means of communication to provide promotional offers.

2.6 Telemarketing. EasyFastPayDayLoans.com uses Individual Information to advertise, directly or indirectly, to individuals using direct mail marketing or telemarketing using telephones and cell phones. By registering and using this Site, You acknowledge that the processing of your individual information may involve the transfer of such PII from within the European Economic Area (“EEA”) to countries outside the EEA whose data protection regulation may not be as stringent as that within the European Union. We may use individual information to provide the services you've requested, including services that display customized content and advertising.

2.7 Wireless Addresses. If the e-mail address you provide to EasyFastPayDayLoans.com is a wireless e-mail address, you agree to receive messages at such address from EasyFastPayDayLoans.com or its business associates (unless and until you have elected not to receive such messages by following the instructions in the unsubscribe portion of this policy). You understand that your wireless carrier's standard rates apply to these messages.

2.8 Short Message Service. EasyFastPayDayLoans.com may make available a service through which you can receive messages on your wireless device via short message service (“SMS Service”). Data obtained from you in connection with this SMS service may include your name, address, cell phone number, your provider's name, and the date, time, and content of your messages. You represent that you are 18 years of age and the owner or authorized user of the wireless device on which messages will be received, and that you are authorized to approve the applicable charges. In addition to any fee of which you are notified, your provider's standard messaging rates apply to our confirmation and all subsequent SMS correspondence. All charges are billed by and payable to your mobile service provider. EasyFastPayDayLoans.com will not be liable for any delays in the receipt of any SMS messages, as delivery is subject to effective transmission from your network operator. SMS message services are provided on an AS IS basis. EasyFastPayDayLoans.com may also obtain the date, time and content of your messages in the course of your use of the SMS Service. We will use the information we obtain in connection with our SMS Service in accordance with this Privacy Policy. If fees are charged to your wireless account invoice, we may provide your carrier with your applicable information in connection therewith. Your wireless carrier and other service providers may also collect data about your wireless device usage, and their practices are governed by their own policies.

You acknowledge and agree that the SMS Service is provided via wireless systems which use radios (and other means) to transmit communications over complex networks. We do not guarantee that your use of the SMS Service will be private or secure, and we are not liable to you for any lack of privacy or security you may experience. You are fully responsible for taking precautions and providing security measures best suited for your situation and intended use of the SMS Service. We may also access the content of your account and wireless account with your carrier for the purpose of identifying and resolving technical problems and service-related complaints.

EasyFastPayDayLoans.com may use personal information to provide the services you've requested, including services that display customized content and advertising. EasyFastPayDayLoans.com may also use personal information for auditing, research and analysis to operate and improve our technologies and services. EasyFastPayDayLoans.com may share aggregated and non personal information with third parties business associates. When EasyFastPayDayLoans.com uses business associates to assist EasyFastPayDayLoans.com in processing your personal information, EasyFastPayDayLoans.com requires that they comply with our Privacy Policy and any other appropriate confidentiality and security measures. EasyFastPayDayLoans.com may also share information with third parties, including but not limited to, when complying with legal process, preventing fraud or imminent harm, and ensuring the security of our network and services.

You may remove your information from EasyFastPayDayLoans.com’s database. If you remove your information from EasyFastPayDayLoans.com’s database it will no longer be used by EasyFastPayDayLoans.com for secondary purposes, disclosed to third parties, or used by EasyFastPayDayLoans.com or third parties to send promotional correspondence to you. You may remove your information by sending your request in writing via email to removeall@EasyFastPayDayLoans.com or by sending "STOP", "END", "QUIT" to the SMS text message you have received.

2.9 Use of Technology Information. EasyFastPayDayLoans.com uses Technology Information (1) to match a person's Survey Information and Third Party List Information to other categories of Individual Information to make and improve profiles of individuals, (2) to track a person's online browsing habits on the Internet, (3) to determine which areas of EasyFastPayDayLoans.com’s websites are most frequently visited. This information helps EasyFastPayDayLoans.com to better understand the online habits of individuals so that EasyFastPayDayLoans.com can target advertising and promotions to them.

2.10 Profiles of Individuals. EasyFastPayDayLoans.com uses Individual Information to make a profile of an individual. A profile can be created by combining Survey Information and Third Party List Information with other sources of Individual Information such as information obtained from public databases.

2.11 Storage of Individual Information. EasyFastPayDayLoans.com stores the Individual Information in a database on its’ computers. Our computers have security measures (such as a firewall) in place to protect against the loss, misuse, and alteration of the information under EasyFastPayDayLoans.com’s control. Not withstanding such measures, EasyFastPayDayLoans.com cannot guarantee that its security measures will prevent its computers from being illegally accessed, and the Individual Information on them stolen or altered.

3. Dissemination of Individual Information.

3.1 Business Associates. EasyFastPayDayLoans.com may enter into agreements with various business associates to provide and/or host online services and additional offers to you and as such may license your personal information to such business associates. These third parties will be contractually bound to treat your information in accordance with the applicable EasyFastPayDayLoans.com privacy policies.

3.2 Marketing and Order Fulfillment. EasyFastPayDayLoans.com will transfer Individual Information to Third Parties when necessary to provide a product or service that a person orders from such Third Party while using EasyFastPayDayLoans.com’s websites or when responding to offers provided by EasyFastPayDayLoans.com. EasyFastPayDayLoans.com may also use a Third Party to provide you with information regarding EasyFastPayDayLoans.com its services and products or to provide you with Third party services and information which you have requested.

3.3 Legal Process. EasyFastPayDayLoans.com may disclose Individual Information to respond to subpoenas, court orders, and other legal processes.

3.4 Summary Data. EasyFastPayDayLoans.com may sell or transfer non-individualized information, such as summary or aggregated anonymous information about all persons or sub-groups of persons.

3.5 Access. Individuals have access to their Individual Information collected to provide an opportunity for an individual to correct, amend, or delete such information. Access can be obtained by contacting editinfo@EasyFastPayDayLoans.com. EasyFastPayDayLoans.com may also grant advertising clients and email services providers’ access to an individual's email address to verify the origin of the Individual Information collected.

4. Privacy Practices of Third Parties.

4.1 Advertiser cookies and web beacons. Advertising agencies, advertising networks, and other companies (together, "Advertisers") who place advertisements on the Websites and on the Internet generally may use their own cookies, web beacons, and other technology to collect information about individuals. EasyFastPayDayLoans.com does not control Advertisers' use of such technology and EasyFastPayDayLoans.com has no responsibility for the use of such technology to gather information about individuals.

4.2 Links. The Websites and email messages sometimes contain hypertext links to the websites of Third Parties. EasyFastPayDayLoans.com is not responsible for the privacy practices or the content of such other websites. Linked websites may contain links to websites maintained by Third Parties. Such links are provided for your convenience and reference only. EasyFastPayDayLoans.com does not operate or control in any respect any information, software, products or services available on such Third Party websites. The inclusion of a link to a web site does not imply any endorsement of the services or the site, its contents, or its sponsoring organization.

4.3 Affiliated Companies. EasyFastPayDayLoans.com may disclose, transfer, and sell Individual Information to entities affiliated with EasyFastPayDayLoans.com in EasyFastPayDayLoans.com’s discretion.

5. Unsubscribe Procedures.

If you wish to discontinue receiving email messages from EasyFastPayDayLoans.com you have several options:

(a) Unsubscribe from one email list. To unsubscribe from a particular list, either (1) send an email to unsubscribe@EasyFastPayDayLoans.com or (2) follow the instructions in each promotional email message sent.

(b) Unsubscribe from all of EasyFastPayDayLoans.com’s email lists. We reserve the right to add Individual Information to multiple lists maintained by EasyFastPayDayLoans.com. To globally unsubscribe from all of EasyFastPayDayLoans.com‘s lists, send an email to unsubscribe@EasyFastPayDayLoans.com.

6. CALIFORNIA RESIDENTS PRIVACY RIGHTS

Companies that collect personally identifiable information ("PII") from California residents and disclose such information to Third Parties (including affiliated entities) for marketing purposes must, in response to a request by a consumer, either (1) provide a list detailing the categories of information shared and the entities to which such information was provided, or (2) provide a mechanism by which a consumer may opt-out of having their information shared with Third Parties. We have elected the second option and you may request that your PII not be shared with Third Parties by sending your request, including your full name, email address and postal address to: privacy@EasyFastPayDayLoans.com, or by mail to California Privacy Information c/o EasyFastPayDayLoans.com 231 North Avenue West #139 Westfield, NJ 07090. In accordance with California Civil Code Sec. 1789.3, California resident users are entitled to know that they may file grievances and complaints with California Department of Consumer Affairs, 400 R Street, Suite 1080, Sacramento, CA 95814; or by phone at 916-445-1254 or 800-952-5210; or by email to dca@dca.ca.gov.

For more information about protecting your privacy, you may wish to visit: www.ftc.gov. If you have questions about this policy, please contact us at privacy@EasyFastPayDayLoans.com.